We offer coverage for all situations: Individual, family, small business and large group.

With Healthcare Reform and the industry’s ever-changing landscape, Healthcare Solutions Team still has options to choose from. Whether you are looking for better coverage, recently uninsured or it’s your first time purchasing health insurance, we will help you find a high quality, affordable plan. Depending on your budget and your need, we will custom design a plan for you. Whichever fits you best, Major Medical-ACA Compliant, Short Term, Fixed Benefit and Guaranteed Issue plans are all available to you.

Even if your employer offers you coverage, an individual plan could still be the best option for you. Additionally, dependent coverage through your employer may not always be the most affordable option either.

Customizing your coverage is essential as health insurance is not a “one size fits all” type of product. Therefore, a HST agent will assist you in determining what will work best for your situation. With all the different deductibles options and product designs, choosing the right plan could be difficult and our mission is to simplify this process.

We’ll protect your smile, with dental plans designed for you.

We did the homework for you as we understand just how frustrating the search for affordable dental insurance can be. So we scoured the market to find the very best dental insurance plans available in the nation. All to get you the best dental coverage possible, at the lowest possible price.

We offer traditional PPO Dental plans with co-pays and coinsurance as well as Fixed Indemnity plans with no restrictions on providers, no co-pays and no deductibles. In a simple transaction, the dental insurance you receive is guaranteed issue. Better yet? There’s no waiting period for basic and preventative services in any of our service plans. That’s right: By next week, you can be on your way to having a squeaky clean smile.

You have your choice from thousands and thousands of dentists nationwide with our PPO Dental. Or use literally any dentist, anywhere in the United States, even if they don’t accept insurance and get a cash reimbursement with our Indemnity Dental plans. Only one agent will contact you to talk about your specific situation – promise.

We offer a vast variety of nationwide PPO plans. You can use any vision provider with these plans, and you have the opportunity to select a plan that meets your vision needs.

Supplemental Health Insurance Protects You From Out of Pocket Expenses, it pays when major medical doesn’t…

Supplemental health insurance makes zero-out-of-pocket health care a reality. When we combine supplemental health insurance coverage with our major medical plans, you no longer have to worry about unforeseen expenses.

Critical illness and accidents occur every second of every day! With the right supplemental coverage, these situations are paid for when you need it most. Below are some examples of what our supplemental plans may help cover:

Insurance deductible

Medical bills

Rent/Mortgage

Car payments

Groceries

Or whatever else you typically pay for. With supplemental health insurance coverage, you can rest assured that if a rainy day comes along, we’ll toss you the umbrella. Don’t wait another day. Request a supplemental health insurance quote now to see how beneficial our supplemental health insurance plans can be.

Want to learn more?

Just click on the Free Quote button. We’ll do the research to find the right supplemental health coverage options for you … and you’ll save the cash.

Life insurance covers the financial needs of your loved ones in the event that something unfortunate should happen to you. Obtaining life insurance is one of the most important things you can do to create financial security for your dependents. We work with you to calculate how much life insurance you need to protect your family and help you decide which type of policy is best for you

Term Life

Universal & Indexed Universal Life

Whole Life

Single Premium Life

Simplified Issue

Final Expense-Burial Insurance

No matter which type of policy you choose, having life insurance assures that your family will have financial support should the unexpected occur. Don’t wait – request your personalized life insurance quotes now.